More Than Just Payments – A Strategic Competitive Advantage
Boost your efficiency and open up global markets with a service built to scale while keeping your transaction costs at an absolute minimum.
Effortless Integration & Reporting
Compatible with most accounting setups out of the box. Generate DATEV, CoinTracking, PDF, and CSV reports with a single click for completely transparent, automated bookkeeping.
Keep More of Your Revenue
Forget the heavy fees of old-school credit card networks. Our ecosystem slashes transaction costs, allowing you to increase your margins and offer your merchants terms that the competition simply can’t match.
Say Goodbye to Chargebacks
In the digital asset world, a transaction is final the moment it’s made. With opago, you can stop worrying about fraudulent chargebacks and the expensive, time-consuming disputes that come with them.
Settle Instantly, Anywhere, Anytime
Why wait days for your money? Payments settle in seconds. Whether it’s a Tuesday morning or a Sunday night, your liquidity is available to you and your customers immediately.
Innovation that convinces
Engineered for Professional Payment Processing
Take full control of your liquidity and security without the headache of building or maintaining a complex blockchain stack yourself.
We bridge the gap between different network layers to provide the ultimate payment experience. Our service supports both primary settlement layers (L1) and high-speed scaling layers (L2).
Instant Conversion
Don't let market swings slow you down. We automatically swap digital assets into Euro traditional currencies the moment a payment hits, so your balance stays stable and ready to use.
Your Brand, Our Tech
Our solution stays behind the scenes. You get full white-label capabilities, so the entire experience looks and feels exactly like your own brand.
Integration Steps
Get Moving in Record Time
We’ve stripped away the complexity. Go from your first line of code to your first live payment in just days – secure, tested, and fully MiCA-ready.
Our RESTful API is built by developers, for developers. Embed automated payment flows into your existing systems without having to reinvent your financial logic.
Cross the Finish Line on Compliance
We take care of the regulatory heavy lifting within the MiCA framework. We’ll get your onboarding sorted so you’re compliant with European standards from day one.
Go Live in Days
Switch to production and start processing global payments. No technical bottlenecks, no legal hurdles - just a clear path to scaling your business.
FAQ
What advantages do digital assets offer over SEPA Instant for our corporate clients?
While SEPA Instant is limited to the Eurozone, digital assets enable global real-time payments (T+0 settlement) 24/7/365. The opago Solution: With our solution, your customers can pay in the currency they hold (e.g., Bitcoin or USD Stablecoins), while you as a merchant or bank receive exactly what you want (e.g., Euro). We utilize Layer-2 networks for sub-second settlement at a fraction of the cost of traditional international wires.
Why should we accept volatile digital assets if we report in Euros?
Currency risk is a barrier that we have solved technically. We offer "Instant Auto-Conversion." The moment a payment hits (on-chain), it is automatically swapped into Euro or another traditional currency. You receive the exact Euro amount in your account without ever being exposed to the asset's price risk. Your balance sheet remains stable and "clean".
How does your solution improve our cash flow compared to credit card payments (Acquiring)?
Traditional acquirers often pay out after 2–3 days (T+2) or weekly, binding liquidity. Our infrastructure enables 24/7 Instant Settlement. Since blockchain transactions (especially on Layer 2) finalize in seconds, liquidity is available to you immediately—even at 3 AM on a Tuesday or over the weekend. This massively optimizes your working capital.
Chargebacks cost us significant money and administrative effort annually. How does opago handle this?
Chargebacks are a systemic issue in traditional card networks and often a gateway for fraud ("Friendly Fraud"). In the digital asset world, a transaction is final ("Settlement Finality"). Once confirmed on the blockchain, it cannot be unilaterally reversed by the payer. With opago, you eliminate the risk of fraudulent chargebacks and the associated dispute costs entirely.
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Start your digital asset strategy with opago
Take advantage of the first-mover advantage under the new EU regulation. Our experts will guide you through everything from technical integration to regulatory approval.
