Minimize regulatory risks with intelligent on-chain and Layer 2 analysis. Meet regulatory requirements efficiently and securely with a high degree of automation.
Compliance shouldn't be a bottleneck. Turn your regulatory obligations into a competitive advantage by automating processes and achieving institutional-grade precision.
Real-Time Transaction Screening
Screen every transaction in milliseconds. We scan global sanction lists to instantly identify suspicious patterns, maintaining uninterrupted transaction throughput.
Advanced Wallet Forensics
See the full picture, not just the final destination. Our multi-hop analysis reveals connections to high-risk sources, even if they are obscured by several intermediary addresses.
Audit-Ready Governance
Maintain a tamper-proof record of every decision. Our granular logging and internal controls meet the requirements of regulators and auditors, ensuring that your governance is as professional as your technology.
Intelligently Automated Reporting
Reclaim your time! Our service automates the process of generating audit-ready documentation for regulators with a single click, reducing manual reporting time.
Innovation that convinces
Total Oversight – Unified in One Central Platform
Our service combines advanced L1 and L2 forensics with user-friendly management tools, enabling your team to concentrate their efforts where they are needed most.
A clean, intuitive dashboard that allows your team to efficiently manage, investigate, and resolve alerts without switching between different tools.
Custom Risk Scoring
Take control of your risk appetite! You can easily adjust the parameters and thresholds to align with your internal policies and business objectives.
Integrated Payment Monitoring
Stay protected across the entire digital asset landscape. Our world-leading analysis provides a comprehensive view of both Layer-1 and Layer- 2 networks.
Seamless Audit Trails
Every action and decision is automatically documented. This ensures maximum security for internal reviews and external audits, so you are always prepared.
Integration Steps
Seamless Integration into Your Existing Workflow
Whether you are a payment services provider, acquirer, CASP or FinTech company, our solutions can adapt to your established processes. It can be managed flexibly via API or through our dedicated compliance dashboard.
Set your own thresholds and triggers for alerts to ensure that the system notifies you of what truly matters to your business.
Automated Background Monitoring
After setup, our service scans all activity continuously in the background, providing 24/7 protection without manual intervention.
Efficient, One-Click Reporting
Finalize exports and generate professional compliance reports for auditors and authorities whenever you need them.
FAQ
MiCA is now active. Can we as a financial institution offer crypto services without applying for our own CASP license?
Yes, this is possible and often more economically viable. Building your own licensed infrastructure typically takes 12–18 months and costs between €500k and €2m initially. The opago Solution: We offer a "Turnkey Compliance as a Service" infrastructure. Since we shoulder the regulatory burden as your technical partner (with a pending license), you can offer digital assets without seeking new licenses ("No new licenses required") and drastically reduce your time-to-market.
How do we handle the "Travel Rule" without slowing down payment flows?
The Travel Rule (EU Regulation 2023/1113) mandates the exchange of sender and beneficiary data for crypto transactions. Many solutions solve this manually or with delays. We utilize a "Hybrid Travel Rule Engine" with native cross-protocol interoperability. This means we automate data exchange (IVMS-101 standard) and integrate AOPP (Address Ownership Proof Protocol) as well as automated "Satoshi Tests" for self-hosted wallets directly into the transaction flow. The result: Compliance in milliseconds without human intervention.
How do you ensure no sanctioned funds enter our system (AML/Sanctions)?
Traditional systems often check "Ex-Post" (after the transaction) or generate many false positives. Our "Unified Decisioning Engine" performs Ex-Ante Screening. Transactions are checked in real-time against sanction lists and risk nodes and blocked before they are executed. Simultaneously, we conduct ex-post analyses for behavioral forensics. This provides a double shield for your institution.
Do we need to build our own KYC (Know Your Customer) flow for individual users?
No. Building a compliant KYC flow requires managing multiple vendors for ID verification, liveness checks, and watchlist screening. As part of our "Turnkey Compliance as a Service," we can handle the heavy lifting. Our infrastructure includes modules for KYC/AML that act as a single source of truth.
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Start your digital asset strategy with opago
Take advantage of the first-mover advantage under the new EU regulation. Our experts will guide you through everything from technical integration to regulatory approval.
